Having an online business that takes in money over the internet requires the ability to accept credit cards directly from your website. This is commonly known as ecommerce, or electronic commerce. This tutorial will help explain all there is to know about processing credit cards over the internet. The Basics Terms to Know o Shopping Cart An online application that collects all your products and gets them ready for checkout, passing the information about the transaction to the payment gateway.
o cbd The bank or financial institution that actually processes and handles the transaction of debiting one account and crediting another. o Payment Gateway The program or application that communicates between the website and cbd , verifying the credit card information and executing the transaction. o Web Hosting Serving your website or web page from a web server to any requesting client browser. o Secured Socket Layer SSL The process by which information is securely exchanged between the web server and the client browser. bit encryption is the most secure.
o Secure Certificate A certificate of authentication that assures website visitors that the website being used is safe, secure and tested and uptodate. o IP Address internet protocol address The physical, numerical address that is associated with the domain name. There are two types of IP addresses . Static IP There is one IP address that is associated with a domain name, and it never changes. . Dynamic IP The IP address can change at any time, depending on the need and whenever necessary, as determined by the hosting company.
There are things required for credit card processing . A web hosting account with a static IP address . A cbd with a reputable company . A current, secure SSL certificate Web Hosting There are many web hosting companies that operate online, and choosing one is not too difficult.
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As a Canadian registrant, one way you might legally avoid this silly March Hare is to explicitly state on much more . and invoice that associated with such intangible personal property in Canada is prohibited (or requires an additional fee and also the payment of G.S.T.).